Its been so long since I last posted anything. I dun have my camera with me so there wont be any photos this time.
Sigh.....the time of the year is here again.....CPA.....damn.....feel lazy to even flip the pages let alone read through it. Luckily, the test for the citizenship was released and my name is not on it.....my bro was called for the briefing though....Lots of luck to him.....pray that he will be able to have his citizenship by the end of next year......and as for me, I will be halting my CPA papers for next semester. So that I will be able to concentrate on studying for the citizenship (my malay is already bad enough, imagine me learning bahasa brunei and bahasa dalam) I should be studying right now....exam is in less than a month....and the schedule says that I should be revising the whole folder again and not starting to study.....I haven even reach half of the folder, guess this is gonna be a repeat of what happen last sem. I will end up not having time to revise and end up going into the exam room when I have read everything once and some not at all......hahaha. I wonder how some ppl are really freaks.....they manage to follow the schedule to the letter. Sigh!!!! Why cant I be that hardworking?
Richard is leaving for Aust sometime this month. Will miss you!!!! Hahaha....took some photos with EY bunch....will post them as soon as I can....Sorry Shanty....very busy ba....n no e-speed at home le...
I attended a financial planning talk organised by TAP (Tabung Amanah Pekerja-Employment Provident Fund) They explained about the importance of having enough savings......damn, I really gotta save more each month. Ever since I started work in Bandar, manage to save more and spend less since I have a financial controller with me always, he is a big old nag. hehehe. Anyway, back to the talk, they were saying that one should always put aside some of their monthly earnings for a rainy day and as well as for retirement as we shouldn't have to depend on our children when we are old and feeble. Hmmm....this might be hard for some parents to take in as they have this mindset that they have the rights to ask for money since they have supported their children financially and more throughout their life. I agree! Although my parents dun ask me for money, I am giving them a bit of my earnings per month. Its not that they need it but its coz I wan to do something for me since they have already given me so much.
I have met some ppl who always claim that they are big savers......but in fact they are hypocrites.....they are only willing to spend money on themselves. Like one eg of my cuz, everyday and everywhere she will advertise that her family is very poor, that they need to scrimp and save for everything, sometimes need other relatives to donate money after one of their daughters lost her books in a fire, then she goes on to buy a new car (very poor ho? no money ho?), then went on to buy an expensive digital camera (a necessity ho?), then go on holiday (must be very stressed and need a break ho?) So dun be a hypocrite.
Spend wisely. Invest wisely. Then you will see your money growing literally.
Sigh.....the time of the year is here again.....CPA.....damn.....feel lazy to even flip the pages let alone read through it. Luckily, the test for the citizenship was released and my name is not on it.....my bro was called for the briefing though....Lots of luck to him.....pray that he will be able to have his citizenship by the end of next year......and as for me, I will be halting my CPA papers for next semester. So that I will be able to concentrate on studying for the citizenship (my malay is already bad enough, imagine me learning bahasa brunei and bahasa dalam) I should be studying right now....exam is in less than a month....and the schedule says that I should be revising the whole folder again and not starting to study.....I haven even reach half of the folder, guess this is gonna be a repeat of what happen last sem. I will end up not having time to revise and end up going into the exam room when I have read everything once and some not at all......hahaha. I wonder how some ppl are really freaks.....they manage to follow the schedule to the letter. Sigh!!!! Why cant I be that hardworking?
Richard is leaving for Aust sometime this month. Will miss you!!!! Hahaha....took some photos with EY bunch....will post them as soon as I can....Sorry Shanty....very busy ba....n no e-speed at home le...
I attended a financial planning talk organised by TAP (Tabung Amanah Pekerja-Employment Provident Fund) They explained about the importance of having enough savings......damn, I really gotta save more each month. Ever since I started work in Bandar, manage to save more and spend less since I have a financial controller with me always, he is a big old nag. hehehe. Anyway, back to the talk, they were saying that one should always put aside some of their monthly earnings for a rainy day and as well as for retirement as we shouldn't have to depend on our children when we are old and feeble. Hmmm....this might be hard for some parents to take in as they have this mindset that they have the rights to ask for money since they have supported their children financially and more throughout their life. I agree! Although my parents dun ask me for money, I am giving them a bit of my earnings per month. Its not that they need it but its coz I wan to do something for me since they have already given me so much.
I have met some ppl who always claim that they are big savers......but in fact they are hypocrites.....they are only willing to spend money on themselves. Like one eg of my cuz, everyday and everywhere she will advertise that her family is very poor, that they need to scrimp and save for everything, sometimes need other relatives to donate money after one of their daughters lost her books in a fire, then she goes on to buy a new car (very poor ho? no money ho?), then went on to buy an expensive digital camera (a necessity ho?), then go on holiday (must be very stressed and need a break ho?) So dun be a hypocrite.
Spend wisely. Invest wisely. Then you will see your money growing literally.
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